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Shiga offers APIs and SDKs to seamlessly integrate banking functionalities into developer applications. With our APIs, you can easily access a wide range of banking services, including account creation, payments, transfers, and more.
This platform is designed to be developer-friendly, with clear documentation and excellent support.
SDK Support for: ReactJS Python Java Flutter
Our API Offerings
These Shiga API products will help you integrate
our powerful banking functionalities into your applications.
Client API
Create and manage customer profiles.
Fetch real-time user data linked to identifiers. Connect client activity across multiple channels.
Device API
Device ID and fingerprinting. Browser and OS metadata collection.
Detect emulators, rooted/jailbroken devices.
ID Validation API
IP geolocation and region mapping.
VPN, proxy, TOR exit node detection.
Risk scoring based on historical IP behavior.
Lookup Entity API
Verify business registration. Match individual identity details. Cross-check against watchlists or sanctions data.
Liveness Check API
Passive and active liveness detection.
Compatible with selfie or video inputs.
Real-time detection with spoof prevention.
Integrates with face match or ID verification
Standard Savings API
Create savings wallets linked to user accounts. Enable regular or one-time deposits. Set interest rates and withdrawal rules.
Target Savings API
Create locked or goal-based savings plans. Set target amount, duration, and frequency. Monitor progress toward savings goals
Overdraft
Savings API
Issue overdraft limits to verified customers.
Automate repayment from inflows. Set interest rates and daily fees. Real-time usage tracking.
Transactions API
Access complete debit and credit logs.
Filter by date, amount, merchant, or channel. Webhook support for real-time updates
Virtual Accounts API
Generate NGN-denominated NUBANs. Link to wallets, user IDs, or product lines. Instant payment notifications and reconciliation. Auto-expire or rotate account numbers.
Budgets API
Create user-defined budget categories.
Monitor spend against set limits. Send alerts and recommendations.
Integrate with transaction tagging.
CASA Products API
Create and manage customer bank accounts. Support tiered KYC levels and limits. Integrate with cards, payments, and overdrafts. Real-time balances,statements, and holds.
Loan APIs
Initiate loan applications with custom parameters
Define interest rates, repayment terms, and tenure.
Loan Advisor APIs
Assess borrower eligibility using credit history and cash flow
Integrate with KYC, BVN, or behavioral scoring tools.
Loan Recovery APIs
Schedule automated repayments (via wallet, account, or card). Track overdue balances and repayment attempts.
Blacklist APIs
Query blacklist entries by BVN, NIN, phone, or email. Add or update entries based on institution policy.
Integrate with third-party or shared credit networks.
Loan Workflows APIs
Define and automate approval stages.
Trigger tasks and alerts at each milestone.
Configure exception handling & fallbacks
Outbound Payments API
Initiate single or bulk transfers. Send to banks, virtual accounts, or wallets. Real-time status tracking & webhooks.
Inbound
Payments API
Accept payments via virtual NUBANs or wallet IDs. Auto-match incoming payments to users or orders.
Card Issuance API
Issue virtual or physical debit cards.
Set spending limits, freeze/unfreeze. Link cards to wallets or accounts.
Card Processing API
Accept payments from card schemes. Support for 3D Secure (3DS) authentication. Real-time authorisation, capture & settlement
Bills Payments API
Pay TV, internet, electricity, airtime & data. Real-time service fulfillment and receipts. Search and categorize billers dynamically.
Mobile Money API
Interact with MTN, Airtel, M-Pesa, and others. Transfer funds between bank and mobile money. Check balances and initiate push-to-wallet.
Remittance API
Send and receive international payments. Real-time FX conversion and settlement. KYC and compliance integration.
Downloads
These Shiga API products will help you integrate
our powerful banking functionalities into your applications.
Join Our Developer Portal
Are you ready to revolutionize the financial landscape? Join our developer portal and gain access to a powerful suite of APIs that will enable you to build innovative and cutting-edge financial applications.
With our easy-to-use tools and comprehensive documentation, you'll be able to create seamless user experiences and drive growth in your business. Don't miss this opportunity to be at the forefront of the financial technology revolution.
Sign up now and together, let's building the future of finance!